How to get a BCP savings account?

If you are looking to know  how to get a BCP savings account?  In this article we offer you to know how to obtain a  BCP bank savings account  and start operating with the new account that can be obtained in minutes.

How to get a BCP savings account?

Banco BCP  allows you to open a  Savings Account  in 3 minutes from the  BCP Digital Platform , being a more direct, easier and faster way and without having to go to a bank branch, which is already an advantage in itself.

How to open a BCP savings account

Among the conditions and requirements to  obtain a Savings Account  from a Digital Platform, they can do so from Monday to Saturday, between 8:00 am and 7:00 pm. They have 250 Digital Platforms in Lima and the Province where they can  open a BCP Savings Account . Among the necessary aspects they need:

  • Enter the DNI number
  • Email
  • Enter the fingerprint.

After  selec vide the type of account  you wish to take, also they can choose from any of these packs:

  • Just a Savings Account. The one that must be linked to an   existing BCP Debit Card .
  • Savings Account with Debit Card.
  • Savings Account with Debit Card and Token, so that they can carry out transactions through Internet Banking or  BCP Mobile Banking .

After completing the process of choosing the  BCP savings account , the Contract and the Information Booklet of the Savings Account that they open, will arrive to your email.

What Savings Accounts can be opened in BCP?

Among the  types of  savings accounts  that can be  opened at Banco BCP, you  can choose from the following:

  • Prize Account
  • Active account
  • First Account

Unlimited BCP Account

They can make unlimited operations at no additional cost, and withdrawals at ATMs of other banks. / Open an account with no minimum opening amount or in the  network of BCP agencies  nationwide.

Benefits of the BCP Unlimited Account:

  • They can make unlimited operations at no additional cost, and withdrawals at ATMs of other banks.
  • Open an account with no minimum opening amount or in the network of BCP agencies nationwide.

Free operations:

  • Make deposits and withdrawals at the window without limits.
  • Make withdrawals at ATMs of other banks at no additional cost nationwide.
  • All operations by Internet Banking, BCP Mobile Banking App and BCP ATMs nationwide at no cost
  • Request the sending of your account statement via email at no cost. You can do it through Internet Banking or at the time of opening your account
  • Download your account statement at no cost from our Internet Banking, BCP Mobile Banking App and Digital Platform (from any agency).

BCP Award Account

Benefits of the BCP Award Account: 

  • Draws of S / 1,000,000 semiannual and S / 20,000 monthly when having a minimum average monthly balance of S / 900 or US $ 300.
  • No monthly maintenance cost if they have an average monthly balance greater than or equal to S / 1,500 or US $ 500.
  • Open an account without a minimum opening amount online or in the network of BCP Agencies nationwide.

Free operations: 

  • Make up to 6 deposits and 6 withdrawals at the Window at no cost, in the same province where the account was opened. Each additional operation to the mentioned limit has a cost of S / 5.00 or US $ 2.00.
  • All operations through Internet  Banking, BCP Mobile Banking App  and BCP ATMs nationwide at no cost.
  • Operations by  BCP Agents at  no cost in the same province where they opened the account, except for the payment of services whose cost is S / 1 for each operation.
  • Request the sending of the account statement via email at no cost. They can do it through Internet Banking or at the time of opening the account.
  • Download the account statement at no cost from our Internet Banking, BCP Mobile Banking App and Digital Platform (from any agency).

BCP Digital Account:

Benefits of the BCP Digital Account:  Open the account with no minimum opening amount online or in the network of BCP Agencies nationwide. / Perform free transactions between BCP accounts in digital channels (Internet Banking, BCP Mobile Banking and YAPE), Agents and BCP ATMs. 

Free operations:

  • Make up to 1 free deposit at Ventanilla at no cost, in the same province where the account was opened. Each additional operation to the mentioned limit has a cost of S / 9.00 or US $ 3.60.
  • All operations through Internet Banking, BCP Mobile Banking App and BCP ATMs nationwide at no cost.
  • Your operations by  BCP Agents at  no cost in the same province where they opened the account, except for the payment of services whose cost is S / 1 for each operation.
  • Request the sending of the account statement via email at no cost. They can do it through Internet Banking or at the time of opening the account.
  • Download the account statement at no cost from Internet Banking, BCP Mobile Banking App and Digital Platform from any agency.

What are the benefits of opening a BCP savings account?

  • Is free
  • You can request the Statement of Account through the Digital Platform!
  • You can request it at any time, available 24 hours a day and from Monday to Sunday.
  • You can request the copy up to 24 months before and send it to your mail.
  • They can print the Account Statement for up to 3 previous months.

Among the products for which you can request a copy of the EECC are: Savings Accounts / Credit Cards / Checking Accounts and CTS.

Instant Savings Account Options BCP

Unlimited Account

Unlimited operations in all channels and withdrawals at ATMs of other banks nationwide.

Monthly Maintenance Cost

  • S / 12.00 or US $ 4.80 – Regardless of the balance you have
  • Annual Effective Rate (TEA) 0.123% in soles and dollars
  • Counter Operations at no cost (monthly)  Unlimited!
  • Cost for additional Operation at the Window  No cost!
  • TREA (360 days) / Minimum balance balance
    • MN: -14.285% / S / 117,139.16
    • ME: -5.640% / US $ 46,855.66

Prize Account

Drawings of 1 MILLION soles every 6 months and 10 drawings of S / 20,000 per year.

  • Monthly Maintenance Cost  S / 8.00 or US $ 3.20 – No cost for average monthly balances greater than S / 1,500 or $ 500
  • Annual Effective Rate (TEA)  From 0.123% to 1% in soles, which will depend on your average monthly balance. 0.123% in dollars
  • Counter Operations at no cost (monthly)  6 deposits and 6 withdrawals
  • Cost for Additional Operation at the Window  S / 5.00 or US $ 2.00
  • TREA (360 days) / Minimum balance balance
    • MN: -9.482% / S / 1,500.00
    • ME: 0.123% / US $ 500.00

Digital Account

Free transactions between BCP Accounts in our digital channels.

  • Monthly Maintenance  Cost No Cost! Regardless of the balance you have
  • Annual Effective Rate (TEA)  0.123% in soles and dollars
  • Counter Operations at no cost (monthly)  1 deposit
  • Cost for Additional Operation at the Window  S / 9.00 or US $ 3.60
  • TREA (360 days) / Minimum balance balance
    • MN: 0.123% / S / 0.00
    • ME: 0.123% / US $ 0.00
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